Medicaid and CHIP: health coverage
Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage to eligible low-income adults, families and children, pregnant women, older people and people with disabilities.[1]
Who it is for
Medicaid programs follow federal guidelines, but income limits, coverage and costs can differ from state to state.[1] HealthCare.gov says that even if you do not think you will qualify based on your income, you should apply, and that you can apply any time of year.[1]
Some rules are changing. HealthCare.gov notes a law change to which immigration statuses qualify for full Medicaid or CHIP, and Medicaid.gov says some people may need to report work, school or volunteer activities.[1][4] Your state Medicaid agency can tell you what applies to you.
Millions of children and teens qualify for free or low-cost health and dental coverage through Medicaid and CHIP.[3]
How to apply
Apply either through the Health Insurance Marketplace application at HealthCare.gov or directly with your state Medicaid agency.[1][2]
- HealthCare.gov: Getting Medicaid and CHIP
- Medicaid.gov: Contact your state Medicaid agency
- InsureKidsNow.gov: Find coverage for children in your state
These links go to the official website. You cannot apply on this site.
Sources
Each source was checked on 2026-10-05. Rules and amounts change; the official page is the one to rely on.